關於 stock market education ，我們在網路上蒐集到這些相關的討論、資訊與評價

🌻美國生活
打了疫苗後, 在上週進城了一趟.
許久未出門的感覺很奇妙. 進了城, 也感到大家的生活還是如往常一般, 只是餐廳沒甚麼人(都用電話下單, 或是當場點了東西後就走), 許多人(並不是全部)的臉上也多了個口罩. 旅館的人倒是不多. 但商家停車場的車子應該如往常一樣, 沒有減少.

每次進城, 也一定會到Chipotle打牙祭. 這次試了他們新的飯(參雜了cauliflower花椰菜), 酸酸滋味, 配上原來burrito裡面就有的料, 真的是開胃又好吃, 一口接一口.

最近吃了三家不同的burrito, 還是覺得Chipotle的最好吃. 我想原因之一(不知道我的觀察有沒有誤), 可能是他們把不同口感的配料加在一起時, 有多家一道手續, 讓新鮮脆口的生菜, 烤熟的肉類, sour cream與其他配料均勻地被融合起來, 也讓滋味豐富了起來. 不像其他家的burrito, 一口咬下去, 就是飯, 或是豆類, 分得很清楚, 而沒有不同食材所帶來的多層次的口感.

Anyway. 附上這次進城照的幾張照片在下方.

🌻My happiness project: 年報財報導讀

股市對我來說像戰場; 年報財報就像是兵書. 而一家家公司的年報財報, 對我來說, 就像是故事書一樣, 述說著公司的成長營運軌跡. 做了這些功課後, 持股也會有信心. "Buy and do homework," 是我認為投資該有的態度.

下半年時間比較多, 所以想抽一點時間出來, 跟對看年報財報有興趣的投資人一起來讀資料, 順便藉此分享我是如何抓重點&透過年報財報來做思考的. 也想要藉此來宣揚看年報財報的好處&消除投資人對英文年報財報可能會有的恐懼感. Anyway. 這只是初步的想法. 若要實行也會是九月的事情了.

不過先錄了一段影片, 解釋我是怎麼做財報內容&電話會議內容整理的: https://youtu.be/vvkrs6CiWdw

🌻本周做的功課與閱讀
https://makingsenseofusastocks.blogspot.com/2021/05/blog-post_19.html

這次的閱讀中, 跟成長股比較有關的是這段. 目前成長股也被重新定價中, 所以建議成長股投資人在挑股的時候, 盡量找有現金流, 還有獲利的公司.

"That’s true even for the highflying growth stocks that have been getting hit so hard recently—as long as they have earnings. Adam Parker, founder of Trivariate Research, notes that following large growth selloffs, S&P 500 growth stocks with both free cash flow and expanding margins tend to outperform in the months ahead. That means favoring stocks like ServiceNow (ticker: NOW) and Advanced Micro Devices (AMD) over shares of Chegg (CHGG) and Twitter (TWTR). “Buy some growth stocks on the selloff, but they have to have positive free cash flow and margin expansion,” Parker says."

🌻投資金句
"I learned that you may be right, but if enough people believe you're wrong the markets can really hurt you." --BlackRock bond chief Rick Rieder

🌻The Future of Work
看到BofA寫的這一段, 覺得挺感動的. 這也是投資的目的之一, 能夠藉著這個方式, 來接觸到世界的脈動.

The Future of Work
Thematic Research
BofA Global Research
bofa.com

May 12: The future of work is not zero-sum between humanity and technology. We believe humans can collaborate with and work alongside robots, rather than be displaced by them, and that technology can create more jobs than it destroys. By 2025 alone, the WEF [World Economic Forum] thinks automation will add 12 million net new jobs, with robots eliminating 85 million jobs but creating 97 million new ones. Other grounds for optimism include: (1) 65% of children starting school today will work in jobs that have not been invented yet; (2) “new” collar jobs will be generated from well-placed thematic sectors like healthcare, renewables, new mobility, or even moonshot technologies; and (3) we might actually be more productive and have more leisure time if robots can relieve us of more mundane, repetitive everyday tasks. We have identified $14 trillion in market cap of enablers for the future of work. Technology, industrials, and medtech are some key beneficiaries. We also see opportunities in education and the upskilling/retraining of workers by corporates. Conversely, commercial real estate/offices and legacy transport are some of the sectors facing headwinds...

So, what are the truly futuristic jobs that could be invented? Data-privacy managers, nanomedicine surgeons, lab-meat scientists, blockchain strategists, space-tourist guides, freelance biohackers, AI avatar designers, 3D food-printer chefs, leisure-time planners, ethical algorithm programmers, and brain simulation specialists, to name but a few.

🌻Dividend Growers’ Allure
這段從股息的角度, 來講解傳統價值股跟成長股的不同處.

Dividend Growers’ Allure
Insights & Commentaries
Washington Crossing Advisors
washingtoncrossingadvisors.com

May 10: Buy quality stocks that increase dividends regularly. This simple strategy takes a long-term view of investing and focuses on the dividend, not the stock price. Passive income generated from dividend growth has two main benefits. First, it focuses your investment strategy on cash-generating, growing companies. Second, it tends to lead to quality businesses that are neither too young nor too old.

Why is this so? Almost by definition, a dividend-growing company tends to cover expenses with rising cash flow. And which companies do these tend to be? They tend to be profitable, established companies in the middle of their corporate life cycle. By contrast, young companies tend to be burning cash, constantly in need of capital, and face a higher risk of failure. Such young firms tend to not pay dividends at all as they are consumed with growth. On the other hand, older companies often funnel most or all cash to investors as dividends because viable investments can no longer be found. These firms are often in decline and offer little growth, often reflected in a high current yield.

Picture:
1. Chipotle內部. 可以看到有個取餐的架子. 餐廳人員也不時在電腦螢幕前, 看進來的訂單, 備菜.
2. 旅館外一區. 面向密西根湖.
3. CSX, Union Pacific的火車廂(這兩家都有上市)

整理得很好

【**川普做了哪些40年來其他總統沒做的事?**】中共就是這幾任包括柯林頓，小布希，歐巴馬給搞到為所欲為，不管川普是否連任，這4年能夠把中共搞到崩潰邊緣，他真的不簡單!

**這裡整理幾點，他做了那些前任總統沒做的事?**

**1. 讓反共成為美國共識:**
* 正式公開承認過去幾十年對中政策的錯誤，並將中國與中共分開，認定中共所領導的中國為「有別於民主」的獨裁國家，視其為「新威權主義」

**2. 讓反共成為民主自由國家共識:**
* 呼籲並整合西方國家，在民主自由與極權暴政之間只能選邊站，價值觀勝過經濟誘因
* 在這次疫情，願意第一個出來講真話，讓我們不用活在指鹿為馬的世界，指出就是因為中共隱匿疫情，造成全球染疫超過千萬，死亡超過50萬人，經濟停擺，損失無可計算，四億多全職工作消失不復返，生活模式改變
* 甚至，他點出了 [#宗教自由](https://www.facebook.com/…/%E5%AE%97%E6%95%99%E8%87%AA%E7%9…)，喚醒我們與中共的差別，西方民主國家不要忘記我們的價值觀，行善止惡的重要性

**3. 斷絕中共資金來源:**
* 進行貿易戰，提高關稅，迫使各國紛出走中國
* 提供優惠措施，輔導美企出走中國
* 嚴審中概股，逼迫中企會計公開透明，被迫在自由市場滅頂
* 限制經由香港的資金流動
* 對中國敏感科高科技出口禁令擴展到香港
* 下令美聯邦退休基金撤出中國，禁止用美國公務及老兵的退休基金去投資中國，使其製造武器來威脅美國人/士兵生命，過去幾任總統都是這樣做
* 美國八成假貨來自中港，不但危害智慧產權，消費者安全，更打擊市場公平性，川普對這些產品進行關稅制裁
* 進行《香港自治法》的簽署: 潛在制裁對象還首度包括國際金融機構，可導致中港銀行無法與美國銀行交易、不能使用美元結算，以打擊中港方資金鏈

**4. 斷絕中共技術來源，消滅「中國製造2025」:**
* 抵制中興、華為及與中共及解放軍有關係的中企
* 阻斷中國晶片來源，沒了心臟，所有設備根本出不了中國
* 對美國涉及千人計劃的學者、科學家開鍘，並對源頭中國駐美使館進行公開譴責
* 反制習近平「軍民融合戰略」竊取高科技，針對中國公民和學生進行簽證禁令，禁止具任何解放軍背景公民、學生與研究人員的再入境，撤銷簽證，甚至逮捕，一解放軍軍官以學術研究到美，在機場被捕，面臨最高10年刑期
* 正在進行「年度國防授權法案 (NDAA)」的簽署: 公布竊取美商業機密、威脅國家安全或經濟健康的個人或公司名單，[#向竊取技術的企業實施懲罰](https://www.facebook.com/…/%E5%90%91%E7%AB%8A%E5%8F%96%E6%8…)，包括凍結他們在美國的資產，及禁止美國公民與這些公司和個人進行交易的制裁，還包括加強美國供應鏈的措施，以及擴大與中國導彈防禦系統整合的限制

**5. 5G:**
* 正式宣布華為國安威脅，目前世界已有多國正式宣布不用華為進行5G基礎建設，這對全世界各國國家安全極為重要，菲律賓即因電網用華為設備，中共可遠端停電菲律賓48小時
* 美憂中國監視及竊盜資料，海纜准通台灣，不准通香港

**6. 印太戰略**
* 美國對中國擴張問題，不再只是內容空泛的抱怨，反而是堅強的執行意志。從新加坡李顯龍公開表示，希望華府不要逼新加坡與東協在美、中兩國選邊，很明顯就是針對美國印太戰略在發言
* 美國正在亞太地區部署前所未見的軍力，目前美軍部署在亞太地區的兵力為37.5萬人，占美軍總兵力的28%，其中包括60%的海軍艦艇、55%的陸軍部隊，以及2/3的陸戰隊兵力
* 美國前總統歐巴馬8年任期中，在南海只執行4次航行自由行動，然而川普上任迄今四年已執行22次，是歐巴馬的11倍

**7. 台灣**
* 稱蔡英文為台灣總統，國務卿蓬佩奧公開稱讚台灣在民主自由的貢獻，並支持台灣加入WHO等國際組織
* 台灣被確認是美國印太戰略核心夥伴，公開邀請參加八月南海軍演
* 2016年共和黨首度將《六項保證》納入黨綱
* 《台北法案》: 內容涵蓋台灣對外關係、美台經貿關係和台灣參與國際組織，增強美台雙邊經貿關係，並要求美政府促進台灣國際參與
* 《2018年亞洲再保證倡議法》其中第209條款「對台灣之承諾」重申支持美國與台灣在政治、經濟及安全的合作，規定「美國總統應依來自中國之威脅而定期對台軍售」
* 《台灣旅行法》: 促進兩國高層交流
* 重啟台美FTA談判
* 美方加強參與台灣國艦國造
* 軍售台灣: 18枚MK-48 AT重型魚雷，66架F-16戰機，派里級巡防艦、AAV7兩棲突擊車、人攜刺針飛彈250枚、拖式2B型飛彈769枚、標槍飛彈及迅安系統後續支援，HARM反輻射飛彈50枚、聯合距外武器（JSOW）空對地飛彈56枚、MK48魚雷46枚、標準二型（SM-2）飛彈16枚、MK54輕型魚雷168枚、4艘紀德級驅逐艦AN /SLQ-32（V）3電戰系統性能提升、SRP偵蒐雷達後續維持、MK41垂直發射系統，C-130 運輸機、F-5 戰鬥機、經國號戰鬥機，M1A2T戰車、M88A2裝甲救濟車、M1070A1 重裝備運輸車、M1000 重裝備運輸板車、FIM-92刺針便攜式防空飛彈、122把M2重機槍、216把M240通用機槍
* 進行《台灣防衛法》的簽署: 確保美軍有能力保護台灣安全，包括評估採取有限核武來嚇阻中國

**8. 香港**
* 制裁傷害香港自治的中港官員，包括: 中共政治局常委，負責港澳事務的韓正，加速中共高層內部的分裂
* 通過《香港人權與民主法》，撤銷香港特別待遇，包括禁止出口軍民兩用技術到香港
* 著手撤銷香港在引渡條例、出口管制、旅遊及獨立關稅區地位等領域所享有的特殊待遇
* 進行《香港自治法》的簽署: 對破壞香港自治的中港官員，凍結其在美資產，禁止入境美國；潛在制裁對象還首度包括國際金融機構，可導致中港銀行無法與美國銀行交易、不能使用美元結算，以打擊中港方資金鏈

**9. 新疆**
* 2019年10月，美國宣布將28個打壓新疆穆斯林的中企列入黑名單
* 2020年5月，美國宣布將中國公安部法醫研究所和8家中企列入經濟黑名單，並將33個協助中國政府監控維族，或與中國解放軍及大規模殺傷性武器有關聯的企業、機構、個人列入黑名單
* 通過《2020 年維吾爾人權政策法案》，呼籲禁止在中國境內外對這些族群的任意拘留、酷刑和騷擾，將制裁監禁超過百萬穆斯林的中國官員，制裁手段包括：凍結中國有關官員的在美財產、拒絶他們入境、拒發或取消簽證

**10. 媒體:**
* 今年2月，美國已將新華社、中國環球電視網（CGTN）、中國國際廣播電台（CRI）、《中國日報》發行公司，以及《人民日報》發行商美國海天發展公司列為外國使團
* 今年3月，美國要求削減60位中國籍記者
* 今年4月，白宮史無前例地批評美國之音為中國政府做宣傳。新任執行長在6月初通過國會核准，原本貝內特（Amanda Bennet）在內多名美國之音高管宣佈辭職
* 今年5月，美國限制中國籍記者簽證90天
* 今年5月，川普與推特等社群媒體槓上，怒斥打壓言論自由
* 今年7月，新增4家中共官媒為外國使團，包括: 中央電視台（CCTV）、中國新聞社（中新社）、《人民日報》和《環球時報》，從此需向美國國務院提供在美員工的名單及他們在美租賃或持有的房地產清單

**11. 疫情前，2019年底的美國經濟表現**
* 失業率維持在 3.5%，創 1969 年以來新低
* 執政 3 年美股飆逾 50%，高居歷屆總統第一
* 招聘人數的增加和工資的上漲推動了消費者支出，消費者支出占美國經濟的三分之二以上
* 美國是2019年G7唯一經濟增速將超過2%的國家
* 至2019年12月，美國經濟已連續第126個月持續增長，是有記錄以來最長的經濟增長期
* 美國股市的總市值攀升至創紀錄，1.5倍於其GDP
* 強勁的美國經濟在2019年繼續吸引來自世界各地的投資，使美元匯率升至歷史新高

**12. 國際組織**
* 川普大聲譴責目前「過於以中國為中心」的國際機構，包括WHO等
* 以行動退出世衛及拒絕提供資金後，世衛終於在6月30日承認中國並非第一個告知疫情，也就是中共違反世界衛生條例，並沒有在24小時內告知世衛，也代表全球都有法源依據跟中共求償
* 川普政府的國家安全小組甚至在考慮建立一個全新的國際衛生組織，以使美國能擁有更大影響
* WTO秘書長突然在今年5月辭職
* 川普表示: 聯合國是一個過時的組織。暗示應成立一個以民主自由國家，有共同價值觀為前提的組織，並開始邀請各國參加G11

What did Trump do that the former presidents did not do?

1. Making Anti-CCP a consensus in the United States:
* Formally and publicly acknowledged the mistakes of the China policy over the past few decades, separated China from CCP, and regarded China led by CCP as a dictatorship, different from democracy countries

2. Making Anti-CCP a consensus in the democratic and free nations:
* Appealed the democratic and free nations to stand together against CCP. Western countries is forced by CCP to choose side between persistence in freedom and acceptance of Beijing’s bully tactics, between value and economic incentives.
* In this epidemic, told us the fact that it’s because of the CCP’s deliberate concealment, more than 10 million people have been infected, more than 500,000 people have died, more than 400 million full-time jobs have disappeared, and our lifestyle is forced to be changed.
* Pointed out the importance of religious freedom and awakened us the differences between us and the CCP. CCP is a regime that oppresses her people’s religious freedom. Western democracies should not forget our insistence on freedom and beliefs

3. Cut off the sources of CCP funds:
* Carried out trade wars, raised tariffs, forced the companies and the investment to move out of China
* Provided preferential measures to assist US companies to move out of China
* Passed a bill that would prevent companies that refuse to open their books from listing on Wall Street. This move is aimed to "kick deceitful Chinese companies off US exchanges."
* Restrict the flow of funds through Hong Kong
* Directed federal pension fund to halt investments in Chinese stocks
* Imposed tariff sanctions on Chinese fake products
* Passed the Hong Kong Autonomy Act to require the imposition of sanctions on foreign individuals and banks that participate in China’s oppression of Hong Kong

4. Cut off the sources of high-tech technology and knowledge acquired by CCP, and eliminate the possibility of Made in China 2025:
* Boycotted ZTE, Huawei, and the Chinese companies which are related to the CCP and the PLA
* Block CCP's access to acquire the high-end chips
* Arrested the scholars and scientists involved in the Thousand Talents Program, and publicly condemned the Chinese Embassy accused to lead this program in the US
* Ordered a ban on issuing visas to the Chinese people, students and researchers with PLA background, in order to prevent Xi Jinping's "military-civilian integration strategy" from stealing US high technology
* Signed "National Defense Authorization Act (NDAA)": published a list of individuals or companies that steal US trade secrets, threaten national security or economic health; Penalize the companies that steal technology, including freezing their US assets; Prohibit U.S. citizens from trading with these companies and individuals...and so on.

5. 5G:
* Barred American firms from selling tech and supplies to huawei without first obtaining a license to do so and restricted companies like TSMC, a Taiwan-based firm, from exporting computer chipsets and other key components to Huawei.
* At the same time, warned the world that Huawei products will pose a risk to their national securities. Now, the tide is turning against Huawei, many countries have given up using Huawei equipments on their 5G instructure.
* According to CNN, because of using huawei equipments, the Philippines' power grid is under the full control of the Chinese government and could be shut off in time of conflict
* Denied Google to use a direct connection between the US and Hong Kong, due to a significant risk to security

6. Indo-Pacific Strategy
* The United States is no longer just complaining about the content of China's expansion, but rather a strong will to execute. Li Xianlong from Singapore stated publicly that he hopes that Washington will not force Singapore and ASEAN to choose sides in the United States and China.
* The United States is deploying unprecedented military power in the Asia-Pacific region. Currently, the US military has 375,000 troops deployed in the Asia-Pacific region, accounting for 28% of the total US military strength, including 60% of naval ships, 55% of the army, and around 66% Marine Forces
* During the eight-year term of the former President Obama, only carried out four freedom of navigation operations in the South China Sea. However, Trump has carried out 22 times in the four years so far, which is 11 times that of Obama.

7. Taiwan
* Ignoring CCP’s intimidation, the secretary of State Pompeo publically and officially called Tsai Ing-wen the President of Taiwan. Also, praised Taiwan’s contribution to democracy and freedom, and supported Taiwan’s accession to WHO and other international organizations
* Publicly announced Taiwan is the core partner of the US-Indo-Pacific Plan, and openly invited Taiwan to participate in August Joint Navy Exercise in South China Sea
* Reiterated the "Six Guarantees" for Taiwan in 2016
* Signed "Taipei Act": It aims to increase the scope of US relations with Taiwan and encourage other nations and international organizations to strengthen their official and unofficial ties with this nation
* Signed "Asian Reassurance Initiative Act 2018" : It aims to support the close economic, political, and security relationship between Taiwan and the United States, to faithfully enforce all existing United States Government commitments to Taiwan, to counter efforts to change the status quo and to support peaceful resolution acceptable to both sides of the Taiwan Strait, to conduct regular arms sales To Taiwan
* Signed "Taiwan Travel Law": It aims to encourage the travel of high level United States officials to Taiwan

8. Hong Kong
* In May 27, 2020, announced by the Secretary of State under the Hong Kong Human Rights and Democracy Act that Hong Kong no longer enjoys sufficient autonomy in order to justify special treatment by the US
* In May 28, 2020, announced that the United States would initiate the process of revoking Hong Kong’s favorable treatment under US law
* In July 1st, 2020, passed the Hong Kong Autonomy Act. It’s aimed to provide for mandatory sanctions against individuals, entities and financial institutions in response to China’s National Security Law for Hong Kong.

9. Xinjiang
* China has rounded up at least a million Uighurs in Xinjiang and imprisoned them in what it calls "re-education camps." An investigation found that most of the detainees were imprisoned due to their religious practices and culture, rather than extremist behavior.
* In October 2019, banned the import of products made by a firm in Xinjiang over its use of forced labor, also, blacklisted 28 Chinese entities for their role in the repression of Uighurs and issued visa restrictions on key Chinese officials
* In May 2020, added 33 companies to the United States’ economic blacklist of Chinese companies with ties to China’s military. The Commerce Department explained the banning of these companies, claiming that they are “complicit in human rights violations and abuses committed in China’s campaign of repression, mass arbitrary detention, forced labor and high-technology surveillance against Uighurs, ethnic Kazakhs, and other members of Muslim minority groups in the Xinjiang Uighur Autonomous Region.”
* In signed into a law an act authorizing sanctions against Chinese officials over the mass detention and surveillance of Uighur Muslims in China's western Xinjiang province. The new legislation is the most significant action by any country to punish China over its treatment of ethnic minorities.

10. Media:
* In February, require five Chinese state-run media organizations to register their personnel and property with the U.S. government, granting them a designation akin to diplomatic entities.The five organizations affected are Xinhua News Agency; China Global Television Network, previously known as CCTV; China Radio International; the parent company of China Daily newspaper; and the parent company of The People’s Daily newspaper. All five meet the definitions of "foreign missions" under the Foreign Missions Act, according to the State Department.
* In March, ordered several Chinese media organizations to dismiss 60 U.S.-based Chinese nationals
* In May, reduced the length of work visas for journalists from China employed by non-U.S. media will be to a maximum of 90 days. Chinese reporters can apply for extensions, each one also limited to 90 days
* In the end of May, after Trump's complained reminding, Twitter has flagged a tweet written in March by a Chinese government spokesman that the US military brought the novel Coronavirus to China, as the social media platform ramps up fact-checking of posts.
* In July, announced that four more Chinese media organizations will be treated as foreign diplomatic missions, including: China Central Television (CCTV), China News Service (China News Service), People’s Daily, and Global Times.

11. Before the epidemic, the US economic performance at the end of 2019
* Unemployment rate remains at 3.5%, a new low since 1969
* During Trump’s three years in power, U.S. stocks soared by more than 50%, ranking first among successive presidents
* Increased recruitment and rising wages have driven consumer spending, which accounts for more than two-thirds of U.S. economic output, and its health has helped the economy maintain a stretch of growth that is now in its 11th year.
* In G7 in 2019, the United States is the only country with an economic growth rate of more than 2%
* As of December 2019, the U.S. economy has expanded for a record 126 straight months, the longest time period in the country’s history according to the National Bureau of Economic Research.
* The total market value of the US stock market climbed to a record, 1.5 times GDP
* In 2019, the strong American economy attracts investment from all over the world,bringing the dollar exchange rate to a record high

12. International organizations
* Loudly accused WHO of being very "China-centric" and withdrawn from the WHO by action and refusing to provide funds, the WHO finally admitted on June 30 that it was alerted by its own office in China, and not by China itself, to the first pneumonia cases in Wuhan.
* Trump is even considering to establish a new international health organization to allow the United States to have greater influence
* WTO Secretary-General suddenly resigned in May this year
* Trump even called for reform of outdated United Nations, implying that an new UN organization should based on the common value as democracy and freedom. Hence, he is starting to invite more democratic countries into G7

0430紐約時報

*【冠狀病毒實時更新】
#專家說，儘管川普期望，但趕著疫苗還是有風險的。川普總統希望加快開發新冠疫苗，但這項任務連政府內部也懷疑。為了加快疫苗的生產，測試和批量生產的過程，醫生們已反複強調，至少花費一年到18個月的時間。公共衛生專家警告說，匆忙進行可能會破壞治療的有效性，甚至導致疾病或死亡。
#洛杉磯市長說，所有居民現在都可以接受檢查。洛杉磯市市長Eric M. Garcetti表示，任何想要進行病毒檢測居民，無論是否有症狀，都可以進行一次檢測。
#佛羅里達將開始重新開放，但受災嚴重的地區將保持關閉。
#路易斯安那州的議員考慮推翻州長的居家禁令。路易斯安那州的共和黨議員正在研擬，反對州長延長居家禁令至5月15日的規劃。
#經濟萎縮了4.8％，最糟糕的時刻還沒有到來。
https://www.nytimes.com/2020/04/29/us/coronavirus-usa-cases-deaths.html

*【川普下達命令後，強大的肉類行業將繼續營運】
川普總統週二宣布，肉類加工廠是“關鍵基礎設施”，應在大流行期間保持開放狀態，這發出了一個強有力的信號，即保護國家的糧食供應是聯邦政府的優先事項。但是，尚不清楚行政命令如何使工廠保持運轉，因為在疫情爆發期間，病毒已經使許多的工人感到不適，並使工廠成為災區。
https://www.nytimes.com/2020/04/29/business/coronavirus-trump-meat-plants.html

*【研究人員在武漢醫院的空氣中發現病毒】
最新研究表明，在武漢最早暴發疫情的兩家醫院，中國科學家在空氣中捕捉到了含有病毒遺傳標記的微小飛沫。即使有了新的發現，問題還是沒有解決：儘管在氣溶膠中發現了新冠病毒RNA——病毒的基因藍圖，科學家們仍不清楚這些片段的傳染性。
https://cn.nytimes.com/health/20200429/coronavirus-hospital-aerosols/

*【實時更新:美聯準會承諾提振經濟，華爾街反彈】
#隨著抗病毒藥物的數據提振希望，華爾街暫甩低迷。有跡象表明，正在進行測試的新冠疫苗有進展，大量的投資者重燃希望，股市週三上漲。標準普爾500指數上漲了近3％，而歐洲股市也大幅上漲。
#特斯拉利潤暴跌，穆斯克稱加州的封鎖是“法西斯主義者”。特斯拉首席執行長穆斯克表示，被迫關門的加州弗里蒙特市的工廠面臨困境，他擔心何時才能在灣區恢復生產。
#租車公司Hertz租賃付款違約。知情人士透露，Hertz Global Holdings Inc.正準備可能申請破產，此前該租車公司為了在2019冠狀病毒病大流行之際，保留現金而未能支付租賃付款。
#財政部長說，他不想因紓困而造成財政虧損。姆勤表示不希望因政府4,540億美元的紓困方案而蒙受損失。如果經濟復甦如他所料，聯邦政府將不會遭受貸款的沉重損失。
https://www.nytimes.com/2020/04/29/business/stock-market-coronavirus.html

*【美聯準會表示將竭盡所能來刺激經濟】
美聯準會表示，將採取任何措施隔離經濟，因為冠狀病毒的封鎖將嚴重損害經濟增長，並明確表示央行將使用其所有工具來幫助加速復甦。
https://www.nytimes.com/2020/04/29/business/economy/fed-coronavirus-interest-rates.html

*【正式返工兩天，英國首相強森兒子週三出生】
強森和未婚妻Carrie Symonds宣布，在倫敦醫院生下健康的嬰兒，這是強森在面對選舉勝利，離婚，訂婚和感染新冠差點丟命之後的新訊息，強森所領導英國目前已有26,000多人死於新冠，面對不斷上升的死亡人數，以及缺乏針對醫務人員的核酸測試和防護口罩等棘手問題，國會猛烈攻擊。
https://www.nytimes.com/2020/04/29/world/europe/boris-johnson-baby.html

*【疫情動搖法國民眾對政府信心】
法國已有2.3萬余人死於新冠病毒，在世界範圍內僅次於美國、義大利和西班牙。政府的誤判以及口罩和檢測工具的短缺導致病毒在該國迅速蔓延，民眾對強大的中央政府表示出越來越多的質疑。
https://www.nytimes.com/2020/04/29/world/europe/coronavirus-france-masks.html

*【博爾索納羅，孤立無援，駁斥了冠狀病毒對巴西的威脅】
巴西總統賈爾博爾索納羅總統稱新冠病毒為”微冷”，他是唯一繼續質疑封鎖措施是否有利於抗擊這一流行病的領導人。巴西週二報告，迄今為止，單日死亡人數最高紀錄500人，當被問到相關問題時，該國總統博爾索納洛說：“那又如何？對不起。你想讓我做什麼？”包括博爾索納洛在內的幾名拉美國家領導人曾多次否認疫情嚴重性，或不願採取措施遏制危機，引發外界擔憂。
https://www.nytimes.com/2020/04/01/world/americas/brazil-bolsonaro-coronavirus.html

*【新加坡的新冠病毒疫情集中在移工宿舍】
在新加坡擁擠的外勞宿舍，保持社交距離幾無可能。這些外籍工人大多住在郊區，每間宿舍最多能容納20人。當前，這一群體患者激增，截至週二，在新加坡14446名病例中，涉及外勞宿舍的病例占88%。
https://www.nytimes.com/interactive/2020/04/28/world/asia/coronavirus-singapore-migrants.html

*【空客，歐洲經濟的瑰寶，發出了危難的信號】
空客公司表示，由於全球範圍內大部分航班仍然停飛，航空產業正面臨前所未有的嚴重危機。該公司第一季度淨虧損4.81億歐元，首席執行官Guillaume Faury最近向員工表示，現金流失可能會“威脅到公司的生存”。此外，波音公司一季度收入下跌26%，該公司週三表示，將裁員約1.6萬人。
https://www.nytimes.com/2020/04/29/business/airbus-earnings-coronavirus.html

*【疫情會永遠改變大學教育嗎？】
危機過去之後，教師可能會將線上工具結合到傳統課堂中來，這也許不會改變高等教育的形態，但會加快將技術與其結合的速度。許多學生並不喜歡上網課，但這樣的經歷可能有助於繼續深造。
https://cn.nytimes.com/education/20200429/coronavirus-online-education-college/

*【印度著名演員伊凡•卡漢去世，終年53歲】
他在上周因結腸感染住院，此前一直在與癌症作鬥爭。他從寶萊塢進軍好萊塢，參演多部大片，均有不俗表現。其作品包括《少年派的奇幻漂流》、《侏羅紀公園》和《貧民窟的百萬富翁》等。印度總理莫迪稱其離世是“電影和戲劇界的損失”。
https://www.nytimes.com/2020/04/29/movies/irrfan-khan-dead.html

*【韓國一建築工地發生火災，造成38人死亡，10人受傷】
這是韓國近年來最致命的火災之一，事故發生地為首爾東南部一處正在建設的四層倉庫。目前仍有八人傷勢嚴重，事故原因正在調查中。
https://www.nytimes.com/2020/04/29/world/asia/fire-south-korea-warehouse.html

In This Video, Dan Lok Reacts To What Is Going On With GameStop, Robinhood And The Reddit Forum WallStreetBets (WSB). Can Investing In GameStop Make You Rich?

Is the "war" between Robinhood and WSB just a fad? Is it something we will see more of? And most importantly, should you join in and invest now to get rich? Before you do, watch the video to discover Dan's advice for investors - from a millionaire's perspective.

Want To Unlock Your Inner Potential And Learn My Secrets To Success? Get A Free Copy Of The Unlock It Book. Yes, It's Free - Only Pay Shipping. Get Yours Now: https://gamestop.danlok.link

▬▬▬▬▬▬▬▬▬▬ Video Highlights ▬▬▬▬▬▬▬▬▬▬
0:00 - Intro - Can Investing In Gamestop Make You Rich - Millionaire Dan Lok Explains
0:25 - What Happened Between Reddit Users And Robinhood?
3:01 - This Situation Is Far From Over
3:15 - Dan's Take On The Situation
5:51 - Investment Recommendations From Dan Lok
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3.) Dan Lok’s Best Secrets - https://www.youtube.com/watch?v=FZNmFJUuTRs&list=PLEmTTOfet46N3NIYsBQ9wku8UBNhtT9QQ

Dan Lok has been viewed more than 1.7+ billion times across social media for his expertise on how to achieve financial confidence. And is the author of over a dozen international bestselling books.

Dan has also been featured on FOX Business News, MSNBC, CBC, FORBES, Inc, Entrepreneur, and Business Insider.

In addition to his social media presence, Dan Lok is the founder of the Dan Lok Organization, which includes more than two dozen companies - and is a venture capitalist currently evaluating acquisitions in markets such as education, new media, and software.

Some of his companies include Closers.com, Copywriters.com, High Ticket Closers, High Income Copywriters and a dozen of other brands.

And as chairman of DRAGON 100, the world’s most exclusive advisory board, Dan Lok also seeks to provide capital to minority founders and budding entrepreneurs.

Dan Lok trains as hard in the Dojo as he negotiates in the boardroom. And thus has earned himself the name; The King of Closing.

If you want the no b.s. way to master your financial destiny, then learn from Dan. Subscribe to his channel now.

★☆★ CONNECT WITH DAN ON SOCIAL MEDIA ★☆★
YouTube: http://youtube.danlok.link
Dan Lok Blog: http://blog.danlok.link
Dan Lok Shop: https://shop.danlok.link
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Instagram: http://instagram.danlok.link
Linkedin: http://mylinkedin.danlok.link
Podcast: http://thedanlokshow.danlok.link

#DanLok #Gamestop #WSB

Please understand that by watching Dan’s videos or enrolling in his programs does not mean you’ll get results close to what he’s been able to do (or do anything for that matter).

He’s been in business for over 20 years and his results are not typical.

Most people who watch his videos or enroll in his programs get the “how to” but never take action with the information. Dan is only sharing what has worked for him and his students.

Your results are dependent on many factors… including but not limited to your ability to work hard, commit yourself, and do whatever it takes.

Entering any business is going to involve a level of risk as well as massive commitment and action. If you're not willing to accept that, please DO NOT WATCH DAN’S VIDEOS OR SIGN UP FOR ONE OF HIS PROGRAMS.

This video is about Can Investing In Gamestop Make You Rich - Millionaire Dan Lok Explains.

https://youtu.be/i3HFY4GLfNU
https://youtu.be/i3HFY4GLfNU

Did You Know That Compound Interest Is One Of The Most Fundamental Concepts In Finance? Knowing How To Make Money Work For You Is Essential To Building Wealth.

By Watching This Video, You Will Learn The Time Value Of Money As Well As The Core Principles Of Compound Interest, Such As The Differences Between Saving And Investing. Discover How To Manage Your Money Like The Rich And Dramatically Grow Your Wealth Through Compound Interest Now.

▬▬▬▬▬▬▬▬▬▬ Video Highlights ▬▬▬▬▬▬▬▬▬▬
0:00 - Intro: How Does Compound Interest Work
0:19 - Simple Interest Explained
0:53 - Compound Interest Explained
2:05 - The Difference Between Saving And Investing
▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬

? SUBSCRIBE TO DAN'S YOUTUBE CHANNEL NOW ?
https://www.youtube.com/danlok?sub_confirmation=1

? Join my YouTube Membership to get access to EXCLUSIVE perks ?
https://www.youtube.com/channel/UCs_6DXZROU29pLvgQdCx4Ww/join

Check out these Top Trending Playlists -
1.) Boss In The Bentley - https://www.youtube.com/playlist?list=PLEmTTOfet46OWsrbWGPnPW8mvDtjge_6-

2.) Sales Tips That Get People To Buy - https://www.youtube.com/watch?v=E6Csz_hvXzw&list=PLEmTTOfet46PvAsPpWByNgUWZ5dLJd_I4

3.) Dan Lok’s Best Secrets - https://www.youtube.com/watch?v=FZNmFJUuTRs&list=PLEmTTOfet46N3NIYsBQ9wku8UBNhtT9QQ

Dan Lok has been viewed more than 1.7+ billion times across social media for his expertise on how to achieve financial confidence. And is the author of over a dozen international bestselling books.

Dan has also been featured on FOX Business News, MSNBC, CBC, FORBES, Inc, Entrepreneur, and Business Insider.

In addition to his social media presence, Dan Lok is the founder of the Dan Lok Organization, which includes more than two dozen companies - and is a venture capitalist currently evaluating acquisitions in markets such as education, new media, and software.

Some of his companies include Closers.com, Copywriters.com, High Ticket Closers, High Income Copywriters and a dozen of other brands.

And as chairman of DRAGON 100, the world’s most exclusive advisory board, Dan Lok also seeks to provide capital to minority founders and budding entrepreneurs.

Dan Lok trains as hard in the Dojo as he negotiates in the boardroom. And thus has earned himself the name; The Asian Dragon.

If you want the no b.s. way to master your financial destiny, then learn from Dan. Subscribe to his channel now.

★☆★ CONNECT WITH DAN ON SOCIAL MEDIA ★☆★
YouTube: http://youtube.danlok.link
Dan Lok Blog: http://blog.danlok.link
Dan Lok Shop: https://shop.danlok.link
Facebook: http://facebook.danlok.link
Instagram: http://instagram.danlok.link
Linkedin: http://mylinkedin.danlok.link
Podcast: http://thedanlokshow.danlok.link

#DanLok #CompoundInterest #FinancialEducation

Please understand that by watching Dan’s videos or enrolling in his programs does not mean you’ll get results close to what he’s been able to do (or do anything for that matter).

He’s been in business for over 20 years and his results are not typical.

Most people who watch his videos or enroll in his programs get the “how to” but never take action with the information. Dan is only sharing what has worked for him and his students.

Your results are dependent on many factors… including but not limited to your ability to work hard, commit yourself, and do whatever it takes.

Entering any business is going to involve a level of risk as well as massive commitment and action. If you're not willing to accept that, please DO NOT WATCH DAN’S VIDEOS OR SIGN UP FOR ONE OF HIS PROGRAMS.

This video is about How Does Compound Interest Work.

https://youtu.be/jMoLkEcGHCo
https://youtu.be/jMoLkEcGHCo

Books that Changed my Life Financially



Hi guys, just wanted to share these books that have helped me with my financial education, whether it's for real estate, personal finance or the stock market. It helped me tremendously and I wouldn't be where I am today without these books. We are at difficult times at the moment, I hope you guys are keeping safe and healthy and if you want to spend your isolation time reading books, check out these five books that changed my life financially. Enjoy!



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