🌻
美國聯準會(Fed)在美東時間22日下午2時(台灣23日凌晨2時)宣布利率維持在趨近零的水準,但暗示升息可能會比預期來得快一些,同時也大幅下修今年的經濟展望。
https://udn.com/news/story/6811/5764746
🌻Adobe(ADBE)電話會議內容讀後感
ADBE前兩天發表財報了.
這次ADBE在財報後下跌, 主要是兩個原因(如下). 不過個人覺得是瑕不掩瑜:
1. 因為之前已經漲了不少(投資人期望太高)
2. 因為Digital Marketing這部分的業務受到季節性的影響, 所以表現不是很突出(沒有比預期高出很多)
a. net new Digital Media ARR (3% beat vs guide, vs 15% beat in 2Q21 vs 35% beat in 3Q20).
b. 有分析師在問(“Maybe just -- can we double-click on the seasonality commentary in the quarter? Because if we look at the beat versus guidance on net new digital media ARR, it looks, at the same time you had the weakest beat, but then the strongest guide in the last three years, which kind of speaks to and confirm some of those seasonality comments that you made.)
i. 高層對此的回答是, 主要是疫情後, 加上正值夏季, 大家的日子回復到正常&放假外出, 所以這部分的業務有受到影響(I think going into the quarter, we had expected that the consumer with a little bit more return to normalcy as what's happening in the environment.)
ii. 高層又說了一些話, 不過重點就是他不認為這是甚麼大事”So, net-net, I would say that the growth prospects for that particular business and the growth drivers remain intact. But again, very much in line. And this is what we feel good about the insights that we're getting on the business.”
iii. 也提到, Q4通常會是digital marketing業務的旺季(表現會不俗的意思)
另外, 覺得這次令我印象深刻的是, 當高層與分析師提到這些事情:
• 常在一些公司的電話會議中提到omnichannel這個字(疫情後, 更明顯了). 這次高層也有提到. ADBE可說是omnichannel概念股:
o “I mean, a big part of that is more and more companies are thirdly doing the multi-channel omnichannel, whatever they want to call it. And I think that's only going to continue to be a driver of our Digital Experience Solutions. Because today that stable stakes and so we just look at it and say whether you're shopping in-store over they are shopping online. You need a solution that treats you like a customer that we know of.”
• 網路上影片(video)的興起, 以及串流影音, 有提高了Adobe的營收天花板(用句分析師的術語, 就是TAM (total addressable market) expansion.
• 當使用者製作了越來越多的內容, 內容管理(content management)的能力就越顯重要, 內容上的流程管理(workflow)也越顯重要. Adobe的產品能夠幫內容製作者解決這樣的問題.
• 而Adobe各產品間的相容性, 標準化, 整合能力, 是它的競爭優勢之一:
o And one of the things we did really well is what we called our named user deployment and how, you know, when we have these enterprise licensing agreements, we offer enterprises the ability to download and distribute within the companies. And the more we do training and evangelism of the products, that leads to adoption. So, I would say there's an element of standardization, there's an element of more content.
而最近ADBE有個新聞, 引起了我的注意, 就是它即將在自己的平台上, 提供付款服務(payment service). 根據之前研究SHOP的經驗, 這有可能會對股價造成一定的漲幅:
On Sept. 15, Adobe announced that it will add payment services to its e-commerce platform this year to help merchants accept credit cards and other ways of paying. The move will deepen Adobe's rivalry with e-commerce firm Shopify (SHOP).
For the service, Adobe has partnered with PayPal (PYPL), which will process a variety of payment types, including credit and debit cards as well as PayPal's own payment and buy-now-pay-later offerings.
https://www.investors.com/news/technology/adbe-stock-adobe-beats-fiscal-q3-targets/
接下來該怎麼辦? 對於基本面良好的公司如ADBE, 我能說的就是buy the dip(逢低買進)了. 供參.
🌻The Facebook Files
一個星期前, WSJ上面有個關於FB的大篇幅調查報導. 有興趣的可以看看.
The Facebook Files
https://www.wsj.com/articles/the-facebook-files-11631713039
這篇文章挺長, 也沒有看到華爾街中文版本的完整翻譯, 不過可以看看這篇:
https://on.wsj.com/2ZmFimp
"《華爾街日報》的相關調查顯示,這家社交媒體巨頭心知肚明,其平台會傷害用戶,而且是以該公司常常完全了解的方式造成傷害。目前,全球近半數人口都是Facebook旗下平台的用戶。其中一些證據尤其令人不安:據《華爾街日報》報導,Facebook的內部研究顯示,在報告稱有過自殺念頭的青少年中當中,有13%的英國用戶和6%的美國用戶把這種念頭歸結於Instagram。"
另一篇相關新聞:
https://www.thenewslens.com/article/156683
"《華爾街日報》於13日揭露Facebook的XCheck系統,也就是內部系統中的VIP名單,數百萬名人、政治人物與記者等知名公眾人物都在特別的一份「白名單」之內。"
"這些「貴賓」在社群上發布的內容可以躲過一般的審查系統,即使發布明顯的不當內容,也不會立即被刪除。《衛報》報導,Facebook的獨立監督委員會表示,在閱讀該篇報導後,決定要審查XCheck系統,並要求Facebook對其進行報告與解釋。"
🌻我喜歡的Apple TV影集, "Ted Lasso", 是這次艾美獎的大贏家, 很多主要演員都得獎了.
很高興這兩年, 因為有這部戲的陪伴, 讓我撐過了疫情, 家人離世, 以及一些烏煙瘴氣的事情.
前幾天看演員的得獎影片, 一位娛樂記者問得獎的男配角(也是編劇之一)說, 你覺得這部片的核心思想是甚麼. 他說, be curious, not judgemental.
就像得獎的女演員在劇中一開始是很鴨霸很壞心的球隊主人, 但這樣做是因為被前夫傷透了心, 所以想要弄垮離婚後分到的財產(也是前夫的最愛--球隊); 外表看起來永遠陽光燦爛做啦啦隊的男主角, 在青少年時父親自殺, 造成了他心裡永遠的痛&障礙(讓他在球賽時, 會有突發恐懼症).
我們每個人其實都有很多面, 很多個故事. 尤其在社群, 大家都是萍水相逢, 對彼此的了解都是非常片面的; 而有時候在社群裡, 看到有人會因為只看到一個面向, 就去下斷語. 這其實是人之常情很難避免, 所以我們需要常用第二層思考去提醒自己. 社群裡需要更多的同理心.
“Be curious, not judgmental” – Walt Whitman(惠特曼)(美國詩人)
Picture來源:
https://www.apple.com/newsroom/2021/09/apples-global-hit-comedy-series-ted-lasso-sweeps-the-2021-primetime-emmy-awards-scoring-history-making-win-for-outstanding-comedy-series/
同時也有4部Youtube影片,追蹤數超過5萬的網紅Daphne Iking,也在其Youtube影片中提到,GAIZZZZ SOB! Macam MCO 3.0 nak kejadian ni!!! With kes COVID-19 on a rise, the prospect of making the ????? ??????? journey to celebrate the coming H...
「paying platform」的推薦目錄:
paying platform 在 Facebook 的精選貼文
Such a good collaboration! With this partnership, it's now easier to send essential items to those who raised white flags.
I believe getorders is a good platform for sellers to have their own online store without paying any commissions. It was designed to market any type of businesses not only F&B!
paying platform 在 TradingwithRayner Facebook 的最佳解答
𝗪𝗵𝘆 𝘆𝗼𝘂 𝗺𝘂𝘀𝘁 𝗯𝗲 𝗲𝘅𝘁𝗿𝗮 𝗰𝗮𝗿𝗲𝗳𝘂𝗹 𝗼𝗳 𝘁𝗿𝗮𝗻𝘀𝗮𝗰𝘁𝗶𝗼𝗻 𝗰𝗼𝘀𝘁𝘀 𝗮𝗻𝗱 𝗳𝗲𝗲𝘀 𝗶𝗻 𝗰𝗼𝗽𝘆 𝘁𝗿𝗮𝗱𝗶𝗻𝗴
Copy trading is a business.
So, if you’re not being charged any upfront fee, then you’re paying more for the spread and overnight fees.
I’ll explain…
For most Forex brokers, the spread on EUR/USD is 1 pip. But on a copy trading platform, you might pay 2 to 3 pips more.
But don’t take my words for it because you can compare the spreads of a normal Forex broker with a copy trading platform and you’ll see the difference.
So, what’s the implication?
Two things.
#1: If you’re a trader being copied, then bear in mind your trading strategy won’t work as well because you’re paying more in spread (compared to a typical Forex broker).
#2: If you’re copying another trader, then it’s best to follow traders who trade infrequently so the spread doesn’t eat up a huge chunk of your profits.
Now, the spread isn’t your only cost because you still have to consider overnight fees (if you’re holding positions for longer than a day).
This fee is calculated by taking Libor + X%.
(Libor stands for inter-bank offered rate. It’s an interest rate that banks charge to other banks for borrowing the money.)
So, what is X?
Well, this is the mark up that’s determined by the copy trading platform and you’ll need to check with them for the exact amount.
The good news is, you don’t have to worry about calculating all these because the platform will likely do it for you—so do check it out before placing a trade.
Now, there are probably other fees to consider but the spread and overnight fees make up the chunk of it.
paying platform 在 Daphne Iking Youtube 的精選貼文
GAIZZZZ SOB! Macam MCO 3.0 nak kejadian ni!!!
With kes COVID-19 on a rise, the prospect of making the ????? ??????? journey to celebrate the coming Hari Raya with loved ones seem so GRIM. So again, it’s going to be a cosy but SAFE celebration here at the #IkingAzmi abode. But unlike last year, where I was in my confinement and we ordered our Raya meals - I’m starting my own family tradition by cooking the WHOLE Raya “feast” with the kids! This is a HUGE for Noob Cook like @gramforthecook hokays?!
I prefer to shop for my groceries online - partially cause I want to delegate chores like shopping for more productive stuff. Also, I’m trying to stay safe at home. Just don’t want to take the risk of going out unnecessarily.
Bonus point? When paying with my @myboostapp, I get Boost coins, cash back and promo deals - depending on the merchants I purchase from.
Today, I shared my ????? ????? in prepping for the upcoming Raya in my LIVESTREAM which includes:
1. Buying groceries online (sooo many merchants are with Boost’s ecosystem like @shiffa_enterprise , @fishforitmy , @wadoodmart , @happyfresh_my and so much more!)
2. Use ready-to-eat meals like Ketupat (Brand Nona is sold in most grocers. They seem ok), powder / pastes
3. If you’re baking game is not so Onz, orders cakes and biscuits from local bakers #SapotLokal
4. Get a THERMOMIX! I tell you... it will save you so much time and hassle. I will teach you how to make Raya cuisine and more with the press press of the button! (Saja plug in DM tepi ye? ?)
With the Boost app, you can also pay your ?-????? and share your ?-???? ???? safely (follow them to get updates when it’s launched)
Here’s a recap of our grocers Boost Promos:
@shiffa_enterprise Pakej Ramadan RM60 instead of RM73!
@fishforitmy RM10 OFF for every RM130 spent (promo code: CELEBRATEFFI)
Check out @wadoodmart Hari Raya Bundles. They do same day delivery too!
Thanks Boost Team for initiating this platform and thank you to all my wonderful guests! Congratulations to all winners of the 1000 Boost coins and RM50 cash in your e-wallet. I ? you guys!
10 more days till Aidilfitri ? Wheeeee!
Thanks for watching and please do not forget to subscribe!
Also follow me on my other social media channels:
Instagram
https://www.instagram.com/daphneiking/
Facebook
https://www.facebook.com/daphneiking/
Twitter
https://twitter.com/DaphCLPT
If you also need my profile and showreel, please visit:
joelebosi.wix.com/bedifulstory
paying platform 在 Brenda Tan Youtube 的精選貼文
TIMESTAMPS BELOW (for people repeating this!)
NOTE: Please absolutely watch this entire video until the very end. I promise you it's worth the time and discussion. This is a long and complicated story with multiple perspectives on it, so please give me the time to explain them better. I'd also love to hear your thoughts but please do so AFTER the video has concluded, so we don't have to circle back and forth about the facts or things that have already been said.
This video is not meant to defame any of the brands, platforms, companies or individuals involved. I have obscured all identifiers, so please do NOT go on a witch hunt or harass anyone. I am just sharing my side of the story and pointing out several points and behaviours that I experience in my industry. So as juicy and dramatic as this may be to some of you, I hope you guys can respect my wishes and understand where I’m coming from. Thank you and enjoy!
Timestamps:
0:00 Hi guys
1:13 Disclaimer
1:57 First post (A)
17:35 My stunning analogy
19:43 TLDR of first post
20:28 Second post (B)
20:42 Point 1
25:07 Point 2
26:16 Point 3
31:54 Plot twist
38:52 Invisible common thread between the 2 posts
40:05 Why influencers, freelancers & creatives need to be paid for their work
44:59 My feelings towards these posts
47:36 To all influencers and PR executives
49:07 My feelings towards the platform
Btw I didn't add this in but I feel like this should be known - regarding post A, I have worked on unpaid projects for the same brand around 3 times prior to this campaign. While I've shown good faith by working on these unpaid projects (as I value the working relationship and enjoy the products), if they weren't paying me for the 4th time we've worked together, I sincerely doubt they would the next. Perhaps this history better contextualises the nature of our working relationship.
⚡️NEW VIDS EVERY WEEK, MAYBE WED AND DEFO THE WEEKEND ⚡️
» SAY HI! ?
☞ IG - http://instagram.com/wordweed
☞ TWEET TWEET - http://twitter.com/wordweed
☞ FB - fb.me/thewordweed
» GO MARGAUX ?
(go mar-go)
I run an online store for vintage and contemporary jewellery and apparel sourced worldwide that I personally source, curate and shoot!
☞ gomargaux.net
☞ @gomargaux on instagram
» WORK EMAIL ?
✎ wordweed@gmail.com
Captions by yallistg
This video is sponsored by my work ethic and passion for my job lmao
paying platform 在 Eizzad Jeffry , EJ Youtube 的精選貼文
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Calling out every people out there who has Fear In Height like EJ to challenge yourself for this +/- 30 Mins ropes cause activity trails challenge. EJ dah buat anda bila lagi. ?
The Gravityz offers an experience that is out of the world as it features activities involving one of tbe best high-altitude sports platform in ASEAN. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
Yet, with great heights, come the privileges of great views and experiences. You’ll definitely enjoy a breath taking view comparable to an eagle eyes’s view.
Don’t worry, all precautions have been taken & certification has been obtained. There will be always a one trained Gravityz Crew that is equipped to work at great height accompanying. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
?: Login to
www.thegtavityz.com/book
to book your ticket on desired date & time slot and further information. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
‼️: Height should not less than 100cm , and weight should not more than 100kg. Under than 18 years old must be companied by a paying adult
⚠️: Should be in a good health condition without any heart related disease, high blood pressure, pregnancy, hypertension, Acrophobia ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
?: Level 65, The Top, Komtar Tower, Georgetown, Penang Island.
⏰: Weekday:12pm-8pm (last slot 7pm) ; Weekend: 12pm-9pm(last slit 8pm)
#thetoppenang #vm2020 #visitmalaysia2020 st#malaysiatrulyasia #cuticutimalaysia #MYtravelmediabuddy #komtar #tower #penang #penangmalaysia #georgetownpenang #tourismmalaysia #extreme #extremesports #highaltitude #acrophobia #fearofheights #ropecourse #thegravityz #beconfident