Today, 10 years ago, 11th December 2010...I had my first ambulance ride to the hospital. Not that I remember that moment exactly considering I was only 4 years old plus the condition I was in at the critical time. But it’s all thanks to Mrs Mom who loves to write every little thing about her children, so on days like this, we can all look back and see how blessed our lives are today.
I can still remember, my childhood days were not all rainbows and unicorns. I remember that I used to be ill a lot and poor Mrs Mom and Mr Dad, I made them worry about me so much. Until one day, all I remember was everything just sort of stopped. It’s all gone. But then, a new episode began. As soon as my episode ended, Mrs Mom’s new episode started.
Yes, my super mother who was super strong and super active replaced my seat. It’s like all my pain and illness had been transferred to her, only on a larger scale. As if she has asked God to transfer everything onto her instead of myself.
So, when I look back on days like this (all thanks to Mrs Mom’s little notes and photos)...it reminds me on how big my responsibility is towards both of my parents. They have loved me, cared for me, cried for me, worried sick for me, had sleepless nights for me, and many more.
But I’m glad and forever grateful to Allah that 10 years later, today, 11th December 2020...I managed to make my parents cry again. Only this time for something completely different. 10 years ago, they cried cos they were tested by their son’s sickness, but today, after 10 years, they cried to celebrate my countless achievements. All praise is due to Allah and only Allah for His endless blessings. I can’t possibly thank Allah enough for the opportunity to make my parents proud.
I pray to Allah The Almighty that I shall never have to make my parents shed tears of sorrow for me anymore. May Allah bless both Mrs Mom and Mr Dad with many opportunities to cry tears of joy not only for me, but for my little brother and sister - Fatimah and Ali - too.
Blessed,
O. Mukhtar O. Mukhlis
#theomarmukhtar
#10YearsLater
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mrs scale 在 Pakar diari hati Facebook 的精選貼文
Sedikit ilmu tentang emas
Sebenarnya ramai lagi yang masih cetek tentang hukum hakam dalam jual beli emas.
Tau tak apa hukum Trade in Emas dengan Emas??
...Continue ReadingA little knowledge about gold
Actually there are many people who are still shallow about the law of hakam in selling gold.
Do you know what is the law of trade in gold with gold??
Do you notice when we want to trade in at the shop,
We will give our gold,
Staff weigh and give that price.
Then the staff asked us to choose the new gold that we want. Then need to add money.
Do you know, the extra money we add is a lap?
Yes lap friends. The way to trade in that does not follow the law is illegal in the side of Islam.
How is the legal trade in the side of Islam?
The way,
We have to sell our jewelry first, then after getting money, after akad like, then we will buy new.
The transaction must be taqabud fil the thing is happening at a time.
The condition we must hold first the money we sell / reject the jewelry.
Unless the weight and value of gold with gold just now are the same.
Without having to happen the addition of money and others.
Then the law is legal.
But how could it be??
The Price of gold is also different day to day.
So the most safe way to avoid usury is to sell first,
Hold the money and then buy the new gold.
In fun we sell and buy gold,
There are laws that need to be taken care of.
Have to be careful in selling gold.
In order for the law to be maintained, savings are preserved
The same situation we trade in gold online also need to transfer pay first then then deal back to buy another gold
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.
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More answers to the old gold 'trade in' with new gold.
Clearly according to the law debate that the ' trade in ' old gold with the new one or the old gold jewelry with the new one must follow the law discussed above, which is according to the majority of ulama every jewelry is still considered gold and not shil ' ah, then when someone wants it Change it with another gold jewelry. It must have two conditions without khilaf (can refer to various books between al-Muamalat Al-Maliah Al-MU ' Asiroh by Prof Dr Ali Salus, PP 180; Al-BUYU ' Al-SYA ' Iah by Dr Tawfiq Al-good And others), that is:
I) mutamathilan - must be as heavy as scale. While the gold standard (' iyar) 20 or 21 or 24 doesn't give any effect. It is based on the hadith that mentioned about the Tamar Khaybar (which is bad or bad) which is transformed with the Tamar Hadith (which is good) which it must follow the same weight despite the different quality. This Hadith High Al-Bukhari in the book of al-Kahf ', no. 4553. If not the lap of al-Kahf will happen.
II) MUST 'taqabud fil matters aw fil ceremony' (given and accept in a time) - because it is subject to the law of sarf (currency exchange with currency), then it is not allowed to to the time of submission. Thus, we must give up the old gold, and then the seller gave up the same new gold that was heavy at that time too. If not, nasiah's lap will happen.
Maybe some will ask, so if we want to do 'trade in' with a new gold that is more expensive?? How do we pay extra that price?
Answer: it's the same as the case in Hadith Tamar Khaybar and hadith just now. The answer given by Rasulullah saw is: "Perfect, take the price and then buy it again with your money just now"
Clearly, the way: must be someone who wants to do 'trade in'. Selling first to the gold shopkeeper, then it must take the price of the old chain price, for example the price of our old gold chain is RM 2000 and the weight is 200 Gram, when we want to trade in with the precious chain of rm2500, then we must sell it first , after we hold the money money then we choose a new chain and then add with rm 500, then the buyer pays to the shopkeeper then pick up the new chain.
It is possible if this kind of transaction is made in Malaysia, it will look strange. That's how it's safe from the lap.
.
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From Abu Sa 'id Al Khudri, Prophet shallallahu' alaihi wa sallam said,
Gold in gold and silver in silver and land with barley with barley and dates and salt with salt, for example with hand in hand, whoever increased or increased, he raised the take and given in it whether
" if gold is sold with gold, silver is sold with silver, wheat is sold with wheat, I 'IR ( one of the types of wheat ) sold with sya' IR, dates sold with dates, and salt sold with salt, then amount (measure or scale) Must be the same and paid cash (cash). Whoever adds or asks for additional, then he has done usury. The person who took the addition and the one who gave him together was in sin " (hr. Muslim no. 1584).
In the hadith above, we can understand two things:
1. If a kind of item is exchanged, like gold for gold or grain with wheat, then there are two conditions that must be filled with cash and like in measure or scales.
2. If the item is still one ' illah or one group is exchanged, then one condition that must be filled with cash, although in measure or scales one of them is excessive.
Credit: Mrs Tengku Mila
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mrs scale 在 姚松炎 Edward Yiu Facebook 的精選貼文
【大嶼填海 為誰而建】
【漠視民意 事倍功半】
<對「明日大嶼」計劃之聲明>
(Please scroll down for English Version)
特首林鄭月娥在剛推出的2018年施政報告中,提出「明日大嶼」計劃,目標在東大嶼填海1700公頃,建造多個人工島。作為建築、測量、都市規劃及園境界別的選委代表,我們對推出的目的、規模、程序及模式均有所保留:
【供過於求,為誰而建】
根據政府統計處推算,香港人口於2043年達至高峰,比現在增長88萬,之後便會回落。但未計現正進行的土地房屋發展和現有閒置的房屋資源,東大嶼填海後便可供110萬人居住,為何要提供過剩的供應?
如此龐大計劃,卻沒有交代規劃願景及土地分布等重要考慮,亦沒有交代填海選址及規模的理據。特首亦明言,此計劃是要「大嶼山會成為通往世界和連接其他大灣區城市的『雙門戶』」,這不禁令人擔心,新造的土地未必能聚焦解決香港的住屋問題。
【漠視民意,無視更佳選項】
土地大辯論剛結束並正進行歸納,眾多專業團體和市民提出了大量寶貴及可行的意見,例如:棕地、軍事用地、私人遊樂場地契約用地、閒置政府地、近岸填海等選項。可惜,在土地專責小組報告未出爐前,特首突然急於推出如此大規模的填海計劃,無視整個土地諮詢,視民意如無物。而且比起大規模填海,這些選項成本較低、技術要求較低、對環境影響也較小,大規模填海是捨易取難,未有充分考慮專業意見。
【不符成本效益】
當提及填海的開支,特首輕描淡寫地說「四五千億走唔甩」。但不少工程專家認為,若計算連接的道路和鐵路,加上近年基建超支的趨勢,保守估計亦要一萬億,大約是香港外匯儲備的一半。若工程期間遇到不可預期的情況,如早前港珠澳大橋人工島移位之類,開支更會進一步飆升。當然,一萬億是否合乎成本效益,要看有否其他可達至同樣目的,但成本較低的選項。而在土地供應問題上,明顯有不少成本低得多的選擇,如收回粉嶺高爾夫球場、收回棕地等。
【合理分配,按步推展】
土地和房屋問題可分短、中、長三階段處理,因而直接影響儲備的分配。在填海的開支上,若單項投放一萬億而忽略了短中期房屋措施的資金投入,恐怕顧此失彼,未能達到成果效益的社會平衡,恐陷頭重腳輕寸步難行的困境。
【天人共存,敬畏自然】
超強颱風山竹吹襲香港,市面一片狼藉,情景還歷歷在目。當大眾開始感受到全球暖化所帶來的天然災害,大規模填海是反其道而行,因其耗能大、碳排放極高,對環境影響也是不可逆轉的。雖然特首說「氣象風險可管理」,但大自然的力量並不是人類可以匹敵的。加上如此大規模的填海,需要運用大量海砂,對填海的海域和海砂的出產地造成嚴重生態災難。其實造地應以順應大自然的方式,並考慮以人居、環境互相配合的新式設計,而非因循上世紀「新市鎮」的發展模式。就算填海是不可避免,亦可以推進式堤岸及分散式堆填等方法,在增加土地的同時產生宜居及保育沿岸生態系統,相對大規模的填海工程更能抵禦氣候變化的環境改變。
【總結】
我們作為建築師、測量師、規劃師、園境師,一向關心香港的土地和房屋問題,亦明白到這些問題的急切性。但「明日大嶼」計劃不但不能解決問題,更會引發很多不能逆轉的影響。
在過去五個月,無論官方的專家小組,或者民間研究組織,在土地諮詢過程中提出了很多優秀的方案。所以,我們呼籲林鄭月娥特首,為香港福祉,為了我們的下一代,暫停「明日大嶼」計劃,重新找出一個有利香港未來的土地發展方案,讓市民共同參與,為未來重燃希望。
<建築、測量、都市規劃及園境界別選委>:
陳彥璘 蔣偉騏 黎可頴 林穎茵 陳潔華
林芷筠 柳凱瑩 關兆倫 鄭炳鴻 敖鋅琦
黎永鋒 黃智鈞 司馬文 陳元敬 高嘉雲
劉紹禧 汪整樂 陳堯坤 雷雯
【Lantau Tomorrow - Who is it for ?】
In the 2018 Policy Address, Chief Executive Mrs. Carrie Lam announced the “Lantau Tomorrow Vision” which targets to construct artificial islands with a total area of about 1700 hectares through massive land reclamation. As Election Committee members of the Architectural, Surveying, Planning and Landscape Subsector, we have reservations on the objective, scale and procedures of the proposal:
【Oversupply of land, who is it for ?】
According to the projection of the Census and Statistics Department, population of Hong Kong will reach its peak at 2043 which means there will be an increase of 880,000 people compared to the current population. Population will then decrease gradually. If we disregard the current land and housing development and vacant residential units, the proposed artificial islands alone can accommodate 1,100,000 people. Why do we have to create more supply than demand?
Important information like planning visions and land use plan was not announced, justification of reclamation scale and site selection was also absent. This is unusual and far from satisfaction for such a massive development proposal. The CE claimed that the proposal is for “making Lantau a “Double Gateway” to the world and other Greater Bay Area cities.” This makes people speculate whether the land created will be for solving housing problem in Hong Kong?
【Public Opinion Ignored】
The public consultation on land supply has just completed and the Task Force on Land Supply has not concluded the public opinions. During the consultation process, a lot of ideas were discussed and submitted. The feasible land supply options include: brownfield sites, military sites, sites under private recreational leases, vacant government land and near-shore reclamation. Surprisingly, the CE announced the massive reclamation proposal before the report of the Land Supply Taskforce, without paying respect to the consultation and all public opinions collected. Moreover, comparing to massive reclamation, the options raised in the consultation process cost less, face less technical difficulties and have less impact to the environment. Professional knowledge is apparently not thoroughly considered in the proposal.
【Not Cost Efficient】
The CE mentioned the cost of reclamation will be “roughly 4-5 hundred billions”. However, engineering experts estimated that, including all the connecting roads and railways with consideration of recent trend of infrastructure over budget, the cost of constructing the artificial islands will be at least a thousand billions ---- this will be equivalent to half of Hong Kong’s foreign currency reserve. If unforeseen conditions were encountered during construction, such as drifting of artificial island in the Hong Kong–Zhuhai–Macau Bridge construction, the cost will be further soared. When we assess whether a project is cost efficient, we will try to see whether there is any lower cost alternatives that can achieve the same objective. The one-thousand-billion artificial islands are obviously not cost efficient as there are other options that cost a lot less such as developing the Fanling golf course and developing brownfield sites in the N.T.
【Balanced Resources Allocation】
Land and housing problems need to be solved in 3 stages: short-term, medium-term and long-term. Resources have to be allocated appropriately to all stages in order to have a coherent result. If a thousand billions were invested in a single long-term project, the resources for short-term and medium-term solutions will inevitably be limited. Such resource imbalance cannot create the desired social return.
【Living with Natural Harmony】
Our memory is fresh with the destruction of Typhoon Mangkhut which we experience the consequence of global warming. Massive reclamation is a bad response to climate change. It will spend massive energy, vast amount of carbon emission and it will bring irreversible impact to the ecosystem. Although our CE claimed that “climate risks can be mitigated”, natural force is nothing human being can be compared. In addition, this scale of massive reclamation will need incredible amount of marine sand. It will bring forth ecological disaster to the reclamation area as well as the marine sand mining area. For sustainable development, land supply shall adopt methods that are harmonious with the environment and design that balance between human habitat and nature. Just following the “New Town Development” mode that was used a century ago is not going to be a good solution. Even reclamation is inevitable, progressive reclamation along the coast shall be considered first which is more friendly to the marine ecology and less impactful to climate change.
【Conclusion】
As Architects, Surveyors, Planners and Landscape Architects, we are deeply concerned with the land and housing problems in Hong Kong. We also understand this is an urgent issue that we have to face and tackle immediately. However, we doubt whether the “Lantau Tomorrow Vision” can solve the problem, indeed, we worry that it will even bring us irreversible impacts.
In the past 5 months during the public land consultation, the official land task force and many civil research groups have proposed many feasible solutions for land supply. We urge the CE, for the sake of sustainable development in Hong Kong and for our generations to come, suspend the “Lantau Tomorrow Vision” proposal. Let’s work together with the people for a better Hong Kong and bring hopes to our future.
Chan Yin Lun Jeremy, Tseung Wai Ki, Lai Ho Wing, Lam Wing Yan, Chan Kit Wah Eva, Lam Tsz Kwan, Lau Hoi Ying, Kwan Siu Lun, Chang Ping Hung, Ngo Tsz Kei, Lai Wing Fung, Wong Chi Kwan, Paul Zimmerman, Chan Yuen King Paul, Gavin Coates, Lau Siu Hay Derek, Wong Ching Lok Christopher, Chan Yiu Kwan, Lui Man
mrs scale 在 GoGreenGoLean - Susana Tsang Youtube 的精選貼文
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